Ohio's own statute tells a different story than the one cited
Josh Recamara Sep 11, 2026
Data shows underwriting income nearly tripled, but reserve deficits and nuclear verdicts tell a different story
A new wave of non-renewal notices means Florida brokers face a busy placement period
Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed
New legislation requires carriers to follow uniform standards when handling smoke damage claims
The most common home insurance claim is also the most likely to be disputed. The line between covered and excluded sits exactly where most homeowners stop paying attention
Lawmakers shelved a wildfire proposal that insurers warned could add 10% to 20% to statewide homeowners' premiums
Is the hard market about to get harder?
Rent-by-the-room arrangements - multiple unrelated tenants, separate leases, shared kitchens and bathrooms - are a different risk profile that most admitted carriers decline to touch
Renewables may be cleaner, but their end-of-life risks are creating new liabilities and coverage gaps.
Agility, tech, and niche expertise will be differentiators, says TMPAA head
In 2026, protection for affluent families is less about buying more coverage and more about building resilience
