Ms.Hardy began her career at Great American and Ohio Casualty in the roles of Underwriter, Underwriting Manager, Business Center Manager, National Umbrella Product Manager, and Assistant Vice President. Some of her responsibilities included managing operations in ten states, coordinating a corporate reorganization, and participating in strategic planning projects.
In 2006, Ms. Hardy accepted the position of Assistant Vice President with Builders Mutual where she was responsible for establishing and managing underwriting policies, practices, and procedures. During her tenure at Builders Mutual, the company expanded operations from four to nine states, and transformed from writing primarily residential construction to writing risks involved in all areas of construction.
In 2012, Ms. Hardy was named Chief Executive Officer for the North Carolina Joint Underwriting Association (NCJUA) and the North Carolina Insurance Underwriting Association (NCIUA). The Associations collectively insure $100 billion in property exposures for 439,649 policyholders and are recognized as leaders in promoting resilient construction.
Ms. Hardy has a BA from Emory University, an MBA from the John E. Weems Graduate School at Meredith College, and has the following designations: Chartered Property and Casualty Underwriter, Associate in Risk Management, Certified Insurance Counselor, Certified Risk Manager, Associate in Claims, and Associate in Marine Insurance Management.
Ms. Hardy serves as Board Chair of PIPSO (Property Insurance Plans Services Office), as a member of the Business School Board of Advisors for Meredith College; Diversity and Inclusion Committee and Board of Advisors for Brantley Risk Insurance Center at Appalachian State University; and RMI Advisory Board of East Carolina University and the Board of Directors for the Eastern North Carolina Chapter of CPCU.
Ms. Hardy was a keynote speaker for Guidewire’s International Information Technology Conference. She has also made formal presentations at the White House (OMB on Community Resilience); Property Insurance Report National Conference; SMIFA Insurance Linked Securities Conference; National Council of Insurance Legislators (NCOIL); and Casualty Actuarial Society, Ratemaking and Product Management Seminar.
In 2020, Ms .Hardy received international recognition for contract innovation and structuring in Cape Lookout Re (Series 2019-1 and Series 2019-2) as a finalist for Sponsor of the Year by Trading Risk and in 2014.Ms. Hardy was named Company Professional of the Year by the Independent Insurance Agents of North Carolina.