Untested bail bond defense fails, hands California sureties new precedent
The argument had never been tried in California. Now it is published precedent
Untested bail bond defense fails, hands California sureties new precedent
RISK, COMPLIANCE & LEGAL
By Regielyn Santiago
Oct 13, 2026

What happened: A California appeals court ruled courts can enter bail bond forfeiture judgments directly in criminal cases without opening a separate civil action 

Who’s involved: The North River Insurance Company, Bad Boys Bail Bonds, Stanislaus County 

What’s at stake: A $90,000 forfeited bail bond plus administrative costs and interest 

Why it matters: The published opinion settles a previously untested procedural question for surety companies and bail agents statewide 

Where it stands: Judgment affirmed; opinion certified for publication as binding precedent 

A $90,000 bail bond, a vanishing defendant, and a defense no California judge had heard before. 

Bad Boys Bail Bonds, acting as agent for The North River Insurance Company, posted the bond in January 2024 for a defendant facing felony firearm charges in Stanislaus County. Two months later, the defendant skipped his arraignment. The court declared the bond forfeited. 

After the standard 180-day appearance period and a court-granted extension expired in April 2025 with no surrender, the clerk entered summary judgment against the surety for the full amount plus administrative costs and interest - directly in the criminal case. 

That last part is where it got interesting. 

The argument no one had tried 

North River moved to set aside the judgment, contending the court had no authority to enter it in the criminal case. The bail statutes, the surety argued, implicitly required a separate civil filing. The trial court denied the motion - and noted it had never once seen a bail agent or surety raise this argument. 

On appeal, North River pointed to Penal Code section 1306. The statute lists five express requirements for entering summary judgment on a forfeited bond but says nothing about which type of case the judgment belongs in. That silence, the surety argued, meant a civil case was required. 

The Fifth District Court of Appeal saw it differently. If the Legislature had intended to require a new civil case, it would have said so, the court held in this decision, filed October 9, 2026. The statute neither required nor prohibited entering judgment in the criminal case. And the legal principle that spelling out specific requirements implies the exclusion of unmentioned ones cut against the surety, not for it. 

A statewide split, now settled 

The court pointed to something else: California trial courts have been doing this both ways for years. Some open new civil cases for bail bond forfeitures. Others enter judgment straight in the criminal matter. Both are now confirmed as permissible. The choice sits with the trial court. 

The opinion is certified for publication, giving it binding force across the state. Surety companies and bail agents looking to challenge forfeiture judgments on procedural grounds will find one less argument available to them. 

The appellate ruling addresses only the procedural question of where a bail bond forfeiture judgment may be entered. The underlying criminal matter was not at issue in the appeal. 

Related Stories
Free newsletter

We'll keep you up-to-date with the latest breaking news, cutting edge opinion, and expert analysis affecting both your business and the industry as whole.

Free newsletter

Our daily newsletter is FREE and keeps you up - to - date with the world of Insurance. Please complete the form below and click on subscribe for daily newsletters from IB US.