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Pet Insurance Australia (PIA) has revealed the most common claims for canines.
PIA's Nadia Crighton said the more common claims lodged were for preventative products and ongoing treatments, such as allergies, “that can add up to a substantial amount over the years.”
Topping the list of common ailments for canines claimed on in 2017 was otitis externa, or infection of the external ear canal.
“This is a very common problem, and some breeds with those lovely large floppy ears are more likely to suffer from these types of reoccurring infections,” Crighton said. “Owners of these types of breeds have to be diligent in checking for infections throughout the year. However, otitis externa can also affect any breed of dog, at any time.”
Dermatitis and skin allergies were also among the top claimed conditions.
“Every year we are seeing an increase in these numbers when it comes to allergies,” Crighton said. “In many incidents, the treatment for allergies can be a life-long plan for a dog, so this is where pet insurance is invaluable.”
Also making it to the top 10 common claims were mass lesion, gait abnormality, cruciate disease, wounds, vomiting, pain complaint, and seizure disorder.
Crighton urged pet owners to insure their furry friends from puppyhood, and check if their insurer expects them to reapply once their pet turns seven. Most pet insurers do not provide comprehensive cover for new policies if the dog is nine years and over.
“However, if you have had your dog insured since puppyhood, the coverage will be for life regardless of age, as long as the client does not change their policy or fails to make payments,” Crighton said. “Sadly, many pet owners do not consider pet insurance until after their first large vet bill. If, for instance, your dog was being treated for allergies before you decided to take up pet insurance, this would then be considered a pre-existing condition and your pet would not be covered for any additional treatments for this condition under their policy.”
