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Residential and Commercial Property
David Oliver Associates
  • Contract required
Max Coverage GBP 10M Min Premium GBP 200/Year

Coverages: Employers Liability | Property Damage | Property Owners Liability | War and Terrorism

DOA’s Residential and Commercial Property insurance provides tailored cover for property owners, including protection for buildings, contents, loss of rent, property owners’ liability, and legal expenses. The policy is designed for landlords and investors, ensuring comprehensive risk management for residential and commercial properties.

Commercial Property and Liability
Avid Insurance Services Limited
  • No contract required

Coverages: Employers Liability | Professional Indemnity | Property Owners Liability | Public Liability

Avid Insurance’s Commercial Property and Liability policy provides comprehensive cover for businesses, combining protection for buildings, contents, and stock with public and employers’ liability. The policy is tailored to diverse commercial needs, supporting business continuity and safeguarding assets against a range of risks.

Commercial Combined
Nelson Policies at Lloyd's
  • Docs available A
  • No contract required
Max Coverage GBP 5M

Coverages: Business Interruption | Property Damage | Property Owners Liability

Nelson Policies’ Commercial Combined insurance provides flexible, all-in-one coverage for businesses, combining property, liability, business interruption, and other essential protections. The policy is tailored to suit diverse commercial needs, helping safeguard assets and ensure business continuity under one comprehensive package.

Commercial Landlord
Simply Business
  • No contract required
Max Coverage GBP 5M Min Premium GBP 14/Year

Coverages: Contents | Employers Liability | Income Protection | Landlords | Property Damage | Property Owners Liability | Umbrella / Excess

Simply Business commercial landlord insurance offers tailored cover for property owners, including buildings, contents, accidental damage, rent protection, liability, and legal expenses. It protects against property damage, tenant defaults, emergencies, and loss of rental income, with flexible options to suit business needs.

Terrorism
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Min Premium GBP 25/Year

Coverages: Business Interruption | Public Liability

Stand alone terrorism coverage for commercial property or residential and flats, whether multi or single location. We can also cater for individual locations within a portfolio. Our cover focuses on not only the property damage but also the business interruption consequences of terrorist acts.

Construction
Pen Underwriting
  • Docs available A F
  • No contract required

Coverages: Employers Liability | Environmental Liability | Legal Expenses | Media Liability | Product Liability | Professional Indemnity | Property Owners Liability | Public Liability | War and Terrorism

Pen Underwriting’s construction insurance offers comprehensive cover for companies with turnover from £1–10 million, including liability, contract works, own and hired-in plant, legal expenses, and more. Flexible policies suit over 70 trades, with tailored extensions and specialist support.

Construction
Camberford Underwriting
  • Docs available F
  • Contract required

Coverages: Business Interruption | Employers Liability | Personal Liability | Property Damage | Public Liability

We have in-depth construction and engineering knowledge and our wins are often the more complex cases which fall outside the appetite of the conventional composite insurers. These tend to be larger premium cases although we are happy to write at any size.

Complex and Portfolio Property Owners
Aro Underwriting Group Ltd
  • Contract required

Coverages: Contents | Property Damage | Tenant Legal Liability

Complex and Portfolio Property Owners provides comprehensive cover for owners of single or multiple properties, including blocks of flats, commercial, residential, and unoccupied properties. The policy includes buildings, contents, and liability protection, supporting diverse property portfolios and safeguarding against key risks.

UK Terrorism and Sabotage
Camberford Underwriting
  • Docs available F
  • Contract required
Max Coverage GBP 455M

Coverages: Bodily Injury | Business Interruption | Environmental Liability | Property Damage | Public Liability | War and Terrorism

Camberford’s Terrorism and Sabotage insurance provides comprehensive protection for businesses against losses resulting from acts of terrorism or sabotage. The policy covers property damage, business interruption, and related expenses, helping organizations safeguard assets and maintain continuity in the face of malicious events.

Property Owners
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required

Coverages: Employers Liability | Financial Loss | Legal Expenses | Personal Liability | Property Owners Liability

Material Damage cover for Commercial, Industrial and Residential property owning Landlords. Cover can be purchased on an All Risks basis or restricted to Fire and perils only. Cover can also be extended to include Loss of Rent and Property Owners Liability.

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