Coverages: Legal Expenses | Professional Indemnity | Public Liability
Schools, sport teams, golf clubs and hotels are all open to potential liabilities and they should consider additional insurance coverage to protect against non-conformities in package travel arrangements.
Contingent Travel Liability is specifically aimed at these types of businesses.
Our team are recognised experts and policies are written under an exclusive fully delegated underwriting authority from AXA XL Insurance Company UK Limited.
Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd offers specialist cover for organisations that arrange group travel. This product is designed for schools, sports teams, golf clubs, hoteliers, and similar groups that face risks linked to travel arrangements.
The policy helps protect against legal and financial problems if travel plans do not meet the Package Travel Regulations. It covers legal expenses, professional indemnity, and public liability, with extra support for crisis costs, emergency assistance, and media handling. Touchstone Underwriting Ltd manages this cover under a delegated authority from AXA XL Insurance Company UK Limited.
About Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd
This insurance is a good fit for charities, event organisers, social clubs, and sports companies. It is available across England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man.
There is no minimum or maximum cover stated, and no excess applies. Brokers must have a contract to offer this product. For more details or to start an application, brokers can use the ‘Contact Underwriter for Quote’ option or download forms found on this page.
Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd FAQs
What is the main purpose of the policy?
Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd helps organisations manage risks linked to group travel. The policy is designed to protect against liabilities that may arise from non-conformities in package travel arrangements, especially where the Package Travel Regulations apply. It offers legal, financial, and crisis support for businesses arranging travel for others.
Which regions are covered by this product?
This insurance is available to organisations based in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd is suitable for UK-based groups that organise travel for their members or clients, whether trips are local or abroad.
Are there any stated minimum or maximum coverage limits for this insurance?
There are no stated minimum or maximum coverage limits for Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd. The cover is flexible and can be tailored to suit the needs of different organisations, depending on their travel activities and risk exposures.
Can event organisers apply for Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd?
Yes, event organisers are a key audience for this insurance. Contingent Travel Liability (PTR) is designed to support organisations that arrange travel for groups, including events, conferences, or sports fixtures. The policy helps manage legal and financial risks that may arise from these activities.
Does this insurance cover crisis management support?
Yes, crisis management support is included. The policy covers crisis costs, which can help organisations manage emergencies or reputational issues that arise during group travel. Additional support includes public relations and media expenses to help with communications after an incident.
Is Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd suitable for schools arranging overseas trips?
Schools arranging overseas or domestic group travel can benefit from this cover. Touchstone Underwriting Ltd’s Contingent Travel Liability (PTR) helps schools meet legal requirements and manage risks linked to travel arrangements. The policy provides support for claims, emergencies, and crisis situations.
What additional support is available during a travel-related emergency?
The policy includes emergency assistance for urgent situations affecting travellers. Support may include crisis costs, help with logistics, and public relations or media expenses. Contingent Travel Liability (PTR) by Touchstone Underwriting Ltd ensures organisations have access to practical help when needed most.
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