Coverages: Contents | Property Damage | Tenant Legal Liability

Complex and Portfolio Property Owners provides comprehensive cover for owners of single or multiple properties, including blocks of flats, commercial, residential, and unoccupied properties. The policy includes buildings, contents, and liability protection, supporting diverse property portfolios and safeguarding against key risks.

Coverages: Employers Liability | Financial Loss | Hard to Place Liability | Professional Indemnity | Public Liability

Specialist cover for any business that designs, manufacturers or supplies products to the trade or public. A business can be held liable for faulty products even if they did not manufacture them. Covering products of a safety critical nature, losses arising from product failure, products exported to N.America and products knowingly incorporated into the structure or controls of an aircraft or aerial devise and a waterborne craft.

Coverages: Employers Liability | Financial Loss | Legal Expenses | Personal Liability | Property Owners Liability

Material Damage cover for Commercial, Industrial and Residential property owning Landlords. Cover can be purchased on an All Risks basis or restricted to Fire and perils only. Cover can also be extended to include Loss of Rent and Property Owners Liability.

Coverages: Employers Liability | Hard to Place Liability | Property Damage | Property Owners Liability | War and Terrorism

Our Niche Property cover is a specialist product backed by Lloyd’s and London Market Insurers to cater for a wide range of Properties. We have the ability to cater for large sums insured and offer various cover options including first loss, full value, excess layer and co-insured.

Coverages: Employers Liability | Legal Expenses | Property Damage | Property Owners Liability

Benefit from a range of coverage possibilities with no location limits, a substantial £20m total sum insured/limit any one location, and flexible excess layer options. Our Mid-market property owners product is backed by A-rated capacity offering security to you and your clients and is a bespoke wording to Touchstone Underwriting.

Coverages: Business Interruption | Employers Liability | Product Liability | Property Damage | Property Owners Liability | Public Liability

Matrix Underwriting’s Hotels, Pubs and Restaurants policy provides comprehensive cover for hospitality businesses, including property damage, business interruption, money, liability (employers’, public, products), loss of licence, deterioration of refrigerated stock, goods in transit, and more, with flexible limits and tailored extensions.

Coverages: Business Interruption | Contents | Employers Liability | Legal Expenses | Product Liability | Property Damage | Public Liability | Tenant Legal Liability | War and Terrorism

Matrix Underwriting’s Dry Cleaners, Launderettes and Shoe Policy provides comprehensive cover for property damage, business interruption, money, liability (public, employers’, products), goods in trust, and goods in transit. It’s tailored for the sector, with flexible sums insured and specialist claims support. 

Coverages: Bodily Injury | Business Interruption | Environmental Liability | Property Damage | Public Liability | War and Terrorism

Camberford’s Terrorism and Sabotage insurance provides comprehensive protection for businesses against losses resulting from acts of terrorism or sabotage. The policy covers property damage, business interruption, and related expenses, helping organizations safeguard assets and maintain continuity in the face of malicious events.

Coverages: Employers Liability | Professional Indemnity | Property Owners Liability | Public Liability

Avid Insurance’s Commercial Property and Liability policy provides comprehensive cover for businesses, combining protection for buildings, contents, and stock with public and employers’ liability. The policy is tailored to diverse commercial needs, supporting business continuity and safeguarding assets against a range of risks.

Coverages: Umbrella / Excess

Excess Protection covers both mandatory and voluntary excesses for a range of claims, fault or non-fault—across Private Motor, Home, Commercial Motor, Taxi, and Motor Trade. Products are available via portal or adaptable schemes to suit brokers’ needs.