Capital management in UK insurance focuses on optimising the quantity and quality of capital under Solvency II, ensuring that firms maintain sufficient buffers while still delivering attractive returns to shareholders and supporting growth. Finance, actuarial, and risk teams work together on capital planning, reinsurance optimisation, investment strategy, and potential capital actions, using tools such as internal models, stress testing, and risk‑adjusted performance metrics to inform decisions and satisfy both regulatory and rating‑agency stakeholders.
Timing aligns with a notable shift in underwriting performance
Most ratings endure severe climate losses, weaker diversification raises strain
North America Commercial and Global Personal led the way as AIG boosted net premiums written and tightened its combined ratio
Generali’s AGM signed off on a higher dividend, fresh buybacks and new equity‑linked pay plans
The mandate puts Ninety One's multi-asset team in the spotlight as Chesnara absorbs new deals
