Captive insurance involves UK corporates, multinationals with UK operations, and public‑sector bodies using their own licensed insurance vehicles—onshore or in international domiciles—to retain and finance risk in a more strategic way. Risk and finance teams work with brokers, consultants, and fronting carriers to structure programmes, optimise reinsurance and capital, and extend captives into emerging or hard‑to‑place risks, while maintaining robust governance and compliance with Solvency II‑style regulatory expectations.
Are specialty insurers facing an end to their golden run over the last few years?
UK captive regime could unlock £100m in premium as 500 firms sit offshore
National Risk Register update lands as Flood Re levy rises and cyber incidents double
UK captive regime moves from concept to actionable framework, PRA tells Airmic
New Marsh data signals that organisations are no longer using captives simply as a hard-market escape hatch
