A quota share reinsurance treaty involves a cedant transferring a fixed percentage of every policy or risk in a defined portfolio to a reinsurer, sharing premiums, losses, and often acquisition costs in that same proportion. This structure provides straightforward capital relief, earnings stabilisation, and support for growth in new or volatile lines. For underwriting and finance teams, quota share design and negotiation—ceding commission levels, profit‑sharing, and exclusions—are crucial levers in managing combined ratios and return on capital.
Seven appointments span Bermuda property capacity, Lloyd's intelligent follow, cyber claims leadership with dual legal-and-adjusting qualification, and a new active assailant underwriting desk at Clearwater
A structural shift to a fronting model that internalises underwriting risk lands as company reveals first-half results
Six syndicates take a 15% share of Ryan Specialty's global delegated book as Lloyd's identifies consortium-led facilities as its primary growth vehicle for 2026
As MGAs, carriers and brokers converge around delegated authority, underwriting discipline faces a tougher test
Marsh Risk names Tracie Thompson to lead its global portfolio solutions unit, drawing on 28 years of experience spanning digital underwriting and complex placement strategy
