Solvency II is the EU’s risk‑based prudential regime for insurers, built on three pillars covering quantitative capital requirements, governance and risk management, and disclosure and reporting. It incentivises sophisticated internal models, ORSA processes, and strong enterprise risk management to ensure that capital is commensurate with the underlying risk profile. For insurance executives, Solvency II shapes product strategy, asset allocation, reinsurance purchasing, and even M&A decisions, while driving demands for high‑quality data and transparent risk reporting.
Operating profit up 24%, Direct Line ahead of plan, and a commercial lines book deliberately shrinking to protect margin. The signals are clear
Generali's underlying P&C attritional loss ratio improved in H1 2026, but natural catastrophe losses nearly doubled as a share of the combined ratio
The LV= insurer-of-record changes in January - and the CEO just named insurance affordability as a structural problem
It’s probably time to have wildfire discussions with your clients
PS18/26 finalises NACE 2.1 transition, MALIR format change, and FSCS reporting cut as year-end deadline looms
