Solvency II is the EU’s risk‑based prudential regime for insurers, built on three pillars covering quantitative capital requirements, governance and risk management, and disclosure and reporting. It incentivises sophisticated internal models, ORSA processes, and strong enterprise risk management to ensure that capital is commensurate with the underlying risk profile. For insurance executives, Solvency II shapes product strategy, asset allocation, reinsurance purchasing, and even M&A decisions, while driving demands for high‑quality data and transparent risk reporting.
A new Fitch report finds the global nat cat protection gap has passed 60%, with emerging markets most exposed
But what would his plans mean for the insurance industry
Private equity falls out of favour with insurers - but the retreat may be short-lived
A new landmark study by Bank of England and Stanford economists puts the total cost of Brexit at 6–8% of GDP - the insurance sector was one of the most EU-exposed industries in the country
With June 30 approaching, firms face a compliance crunch and the implications extend beyond regulation
