Solvency II is the EU’s risk‑based prudential regime for insurers, built on three pillars covering quantitative capital requirements, governance and risk management, and disclosure and reporting. It incentivises sophisticated internal models, ORSA processes, and strong enterprise risk management to ensure that capital is commensurate with the underlying risk profile. For insurance executives, Solvency II shapes product strategy, asset allocation, reinsurance purchasing, and even M&A decisions, while driving demands for high‑quality data and transparent risk reporting.
Average deal values jumped 238% in a single year
Group's combined ratio sees year-over-year improvement
Europe's largest insurer is racing ahead of its own three-year roadmap — and rivals are taking notice
Moody's reaffirms a stable outlook on European insurers amid easing reinsurance costs and political risks
Company was able to maintain its 211% solvency ratio in Q1, supporting its guidance for upper-range earnings growth
