Allianz UK has introduced a series of updates to its mini fleet product, targeting increased accessibility for brokers and SME clients within the eTrade fleet market.
The enhancements focus on expanding underwriting appetite, improving quoting options and simplifying placement, particularly for smaller and younger fleets.
A central part of the update is the reinstatement of the No Claims Discount (NCD) conversion service on Acturis, allowing brokers to quote and incept risks using historic NCD-rated vehicles. The insurer stated that the move follows broker feedback and forms part of its strategy to make trading processes more efficient.
"We continue to listen to broker feedback and are making significant investments to broaden our appetite," said Alex Ktenidis (pictured), director of digital trading at Allianz UK. "This latest round of changes to our mini fleet proposition ensure we provide more choice and can better support our broker partners with their growth ambitions."
Other changes include greater acceptance of younger drivers within pre-set criteria, a reduction in the minimum fleet size from three vehicles to two and lowered requirements for historical claims experience. These adjustments are intended to open capacity to smaller and emerging businesses that previously required underwriting referral. Companies with at least one year of trading and adequate claims data will now be able to obtain quotes directly, reducing administrative friction.
Allianz has also widened its vehicle acceptance parameters, with more flexibility for electric vehicles and fleets containing a high proportion of older units. In addition, 22 new trades have been added to its accepted list, with plans to extend this further as appetite develops.
According to the insurer, the aim is to increase the number of risks quoted without referral and to provide brokers with more immediate terms, particularly for young drivers. The changes align with ongoing efforts across the commercial motor market to streamline digital trading, expand SME fleet accessibility and maintain competitiveness as customers seek cost-efficient fleet options.
The update comes as UK commercial motor insurers continue adapting products to reflect evolving fleet compositions, the rise of EV adoption and increased demand for flexible small-fleet solutions. Allianz noted that the enhancements form part of its wider investment in digital trading capability and broker support.
