Travel insurance under stress in face of terrorism?

Brokers should advise clients to read the fine print in their policies

Insurance News

By Gabriel Olano


After the recent terrorist attacks in France, Belguim, and Turkey, tourists are now advised to read the fine print of their travel insurance policies in case their vacation is affected by terrorism.
 
Another thing travellers need to do is check their policy in case a terrorist attack happens in the destination before they arrive. After the Paris attacks last year, Eurostar rejected refund requests from tourists who wanted to change their future travel plans.
 
Most insurers will not cover travellers that go to destinations that are against the advice of the Foreign and Commonwealth Office. However, even if the F&CO deems an area safe, the insurer might not release the claim.
 
For an Air Travel Organiser's Licence-protected trip, the tour company is legally required to bring tourists home in case of a terrorist attack, or provide a refund in case the attack happens before the travel happens.
 
Finally, tourists should know the details of the British Consular Office in their destination and keep the contact number at hand in case of an emergency.
 

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