Gallagher UK launches Student Assist policy

Cover available to students living on and off university campuses

Gallagher UK launches Student Assist policy


By Terry Gangcuangco

Gallagher UK has introduced a new product designed to insure not only student accommodations but also their residents’ belongings.

Called “Student Assist,” the new policy combines property insurance for universities and student accommodation providers with personal belongings cover for their student residents.

In a release, Gallagher said: “Student Assist addresses the issue that many students do not take out insurance cover on a personal basis, and in the event of an item being damaged or stolen, look to their accommodation provider to assist.

“However, traditional landlord insurance covers the property itself but not tenant belongings. The policy is designed to be bought by universities and student accommodation providers, who then provide it to their student residents as part of their all-inclusive offering.”

Available to students living on and off university campuses, Student Assist includes cover against damage to fixtures and fittings, as well as protection for items like laptops and TVs.

According to Gallagher, which arranges insurance for over a third of universities in the UK, the two-in one product is designed to minimise complexity during claims settlements and limit disruption to studies. Students will also have the option of insuring their belongings while they’re away.

SME and partnerships managing director David Birch said: “As the needs and expectations of students continue to evolve, it’s important that the insurance sector finds ways to innovate. In response to this, Gallagher has developed Student Assist to make the process of getting insurance easier for both providers and students, with each step carefully considered to drive more value to customers.

“The cover has been designed to reflect the needs of today’s students, with a self-service portal to manage their policy in one place with on-demand support to help students with any queries they may have. We look forward to engaging with universities and accommodation providers, as well as our existing clients in the education and housing sector.”

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