CMP performance isn’t just about what you write, but where you write it. The same package can behave very differently depending on local hazard, construction and business mix, regulatory environment, and litigation intensity. That’s why geographic diversification is now a strategic lever, not a footnote.

Insurance Business’ Commercial Multiple Peril Competitor Analysis turns CMP from a national abstraction into a map-driven underwriting and portfolio conversation. Readers get state-level market share context, combined-ratio volatility signals, and defense-to-loss mapping that surfaces where “litigation tax” is highest, so insurance professionals can pressure-test appetite, distribution focus, and rate actions with confidence. 

New additions in this edition: an expanded dataset with 20+ charts/maps; state-by-state performance mapping and defense-to-loss ratios; carrier-specific geographic concentration maps; reserve-to-loss ratio comparisons to support reserving and pricing strategy; plus dedicated coverage of emerging players and notable retreats, backed by a full data appendix for internal modelling and validation.

Get the complete report here.