Distinguished Programs has announced the expansion of its city insurance program to select cities in California and Colorado. The program manager also announced new umbrella coverage eligibility for condos and rentals with underlying city insurance policies.
The city insurance program is now available for small urban properties in Sacramento, Bakersfield, and Fresno, Calif., and Fort Collins and Colorado Springs, Colo. The program was already available in Los Angeles, San Francisco and San Jose in California and Denver in Colorado. In total, Distinguished covers 23 cities across the US.
“We are excited to be expanding our presence in California and Colorado,” said Katie Vespia, managing vice president of the city insurance program at Distinguished. “City homes have unique needs that are not necessarily addressed by standard insurance policies. This coverage will play a pivotal role in helping brokers get the protection their city clients need.”
Read next: Distinguished Programs announces umbrella coverage for real estate clients
The city insurance program caters to apartment buildings, co-ops, multifamily, brownstones and mixed-use properties up to 100 units in a single building or listed on a schedule. Key coverages include equipment breakdown, back-up of sewer and drains, terrorism coverage, ordinance or law A, B, and C, and more.
Distinguished also announced umbrella coverage availability for condos and rental properties with underlying city insurance policies in select cities. Coverage is available through the Express Real Estate Umbrella program with limits up to $5 million. The program is tailored to smaller schedules (one to five locations) with lower limit requirements. Umbrella coverage is not available in Philadelphia.
