How much to insure Lady Gaga at the Super Bowl?

The performer’s unsavory history with insurance could add to the liability of the event

How much to insure Lady Gaga at the Super Bowl?

Insurance News

By Allie Sanchez

She may be talented and rich, but she still needs insurance.

Lady Gaga has been teasing her fans about her halftime performance for the February Super Bowl, hinting at the possibility of a rooftop stunt in the Houston arena.

In an interview with trade website Market Watch, Gaspar Insurance Services proprietor Tim Gaspar said that the very risky performance could cost producers upwards of $100,000 in premiums. However, shopping around for a provider could be challenging, he added.

“Insurance companies are not in the business of taking risks, though it seems like they are,” he said.

Market Watch noted that one problem with the pop star’s proposed stunt is that there is “little actuarial history” about rooftop performances by individuals of Gaga’s stature. The report also said that Gaspar estimates more conventional performances to rack up $12,000 to $40,000 in insurance bills for the 30 minute show because insurers have reams of data on workers’ compensation and weather disturbances, which are the common risks associated with the event.

It also doesn’t help that Gaga has a bad romance with the insurance industry. In 2010, she filed a $3 million claim with Navigator Specialty Insurance, which refused to pay her, following a $30 million dispute with a producer who handled her before she shot to stardom. 


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