A homeowners’ insurance buying guide prepared by the Alabama Center for Insurance Information & Research (ACIIR), Smart Home America and the Coastal Alabama Partnership has been published for Alabamans who live along the Gulf Coast.
Titled the
Alabama Coastal Insurance Shopper’s Guide, its purpose is “to provide consumers with information and tools to help them shop for the best quality homeowners insurance at the best available price,” a statement from the Alabama Department of Insurance said.
“Some 20,000 homes along Alabama’s coastal counties are not insured for wind damage, and thousands more are functionally uninsured,” said ACIIR director Lars Powell. “The new Alabama Coastal Insurance Shopper’s Guide will help people better prepare for, and recover from, hurricanes, and potentially save money in the process.”
Features of the guide include a detailed step-by-step breakdown of the process of purchasing homeowners’ insurance, a list of the elements of coverage, points on flood insurance, a “Homeowners Comparison Checklist,” and a list of questions customers can ask insurers when shopping for coverage.
“The Alabama Coastal Insurance Property Shopper’s Guide is an outstanding and practical tool to help insurance consumers in our state’s coastal counties both understand homeowner’s insurance and shop for the best insurance that fits their own needs,” remarked Alabama Insurance Commissioner Jim Ridling.
The guide is available for download on the ACIIR website.
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