Coverages: Commercial General Liability | Contents | Crime | Liquor Liability | Property Damage

ABEX’s hospitality insurance is essential for hospitality operators looking for complete coverage. It is tailored to Family Restaurants (licensed and unlicensed) with liquor receipts at 35% of total revenues higher liquor receipts considered on prior submit basis, Fine Dining Restaurants with liquor receipts at 55% of total revenues, cafes, coffee shops, mobile vendors and take out restaurants.

Coverages: Contents | Home | Personal Liability

ABEX offers personalized homeowners’ coverage for various needs, including unique situations with optional extensions for added protection.

Coverages: Umbrella / Excess

Our solution-based underwriting approach offers the flexibility to accept risks that don’t fit the domestic appetite. Our target classes include but are not limited to Canadian domiciled and incorporated business with worldwide sales exposure and revenues under $25 million. We offer Umbrella / Excess capacity up to $10 million and have ability to schedule underlying GL and Auto where applicable.

Coverages: Equipment Breakdown

ABEX's equipment breakdown protects businesses from the costs of repairing or replacing essential equipment due to mechanical failure. Includes HVAC systems, production equipment, boilers, and more. It is a perfect complement to standard property insurance.

Coverages: Cyber

ABEX's cyber insurance safeguards businesses from digital threats like hacking, data breaches, and ransomware. It covers recovery costs, notification expenses, legal fees, and more.

Coverages: Commercial General Liability | Contents | Crime | Cyber | Property Damage

ABEX provides broad form replacement cost coverage and sewer back-up to policy limits. Coverage is available for residential rentals / student rentals / vacant / freehold condos / short-term rentals / seasonal rentals as well as owner occupied condos.

Coverages: Builders Risk

ABEX has developed a deep understanding of the construction industry, along with expertise in the unique challenges of placing Builder’s Risk coverage. We can help with new building projects, renovation projects including tenant fit-outs, and annual blanket coverage. We have ability to subscribe and access open market for larger projects. As long as construction is ongoing, we are here till end of project!

Coverages: Builders Risk

ABEX offers insurance for properties under renovation, protecting both existing structures and new work. We can help with residential (single family or multi-res) building renovations/additions, commercial building renovations/additions and tenant fit-out projects. We have ability to subscribe or access open market for larger projects. If construction is progressing, we are here till end of project.

Coverages: Commercial General Liability | Contents

Our Small-Medium Enterprise product meets the needs of new, growing, and established businesses in retail, amusement, and hospitality. We also offer coverage for e-commerce with no cap on U.S. or global sales. With over 20 years of commercial insurance experience across many industries, our expert team is ready to help you find the right solutions for your clients.

Coverages: Commercial General Liability | Contents | Professional Liability

When businesses are providing services where they are being relied upon as an expert this creates a Professional Liability exposure, and an Errors and Omissions policy can cover potential financial losses not covered under a normal Commercial General Liability policy. With over 50 types of professionals we cover, SIGNAL’s team is here to assist your clients.