NFP's Sarah Hanson says head injury exclusions make contact sports one of the hardest classes to insure in Canada

Greg Laidman says the same insurance gap shows up whether a farm grows bigger or passes to the next generation – the policy never caught up

E-bikes sit awkwardly between "personal property" and "motorized vehicle" in standard policy forms - and that classification gap can determine whether a fire loss is covered at all

Nellie Lindner says reputational risk can be insured, but most productions don't even know the coverage exists

Nav Dhillon expects commercial pricing pressure to persist into 2027, even as property conditions stay firm