Catastrophe & Flood

BC's 'super' El Niño could set up a drier, earlier start to the 2027 wildfire season

BC's 'super' El Niño could set up a drier, earlier start to the 2027 wildfire season

Forecasters say a historically strong El Niño points toward a low snowpack and early melt - a signal underwriters should be factoring into renewal planning now, not after spring confirms it

Josh Recamara Aug 17, 2026
Why FireSmart discounts still aren't standardized, even as mandatory rules gain support

Why FireSmart discounts still aren't standardized, even as mandatory rules gain support

Insurers acknowledge FireSmart certification reduces risk, but Canada still lacks a consistent framework for pricing it into premiums

IBC renews $65 billion infrastructure call

IBC renews $65 billion infrastructure call

Insurers say the National Adaptation Strategy progress report reinforces the need for stormwater investment - but an independent critic says the report flatters the results

Moody's pushes for near-term framework to translate climate risk into credit terms

Moody's pushes for near-term framework to translate climate risk into credit terms

The $41 trillion headline figure is the wrong number - here is what brokers and underwriters should be using instead

ECCC launches new targeted warning system for severe thunderstorm and tornadoes

ECCC launches new targeted warning system for severe thunderstorm and tornadoes

The new targeted warning system directly addresses a specific call IBC made after the 2024 Calgary hailstorm

HUSAR team deployed to Bald Range as province plans formal loss notification

HUSAR team deployed to Bald Range as province plans formal loss notification

A specialized disaster response team is now conducting rapid assessments. Officials say affected homeowners will be notified directly once losses are confirmed

IBC sends mobile support team to Penticton as Bald Range evacuation drags on

IBC sends mobile support team to Penticton as Bald Range evacuation drags on

With more than 20,000 displaced and re-entry weeks away, brokers should be helping clients start claims now - not waiting for a return date no one can yet provide

Hurricane Debby's flooding closes at $2.8 billion

Hurricane Debby's flooding closes at $2.8 billion

CatIQ's final estimate barely moved from its one-year mark, closing out the costliest month in Canadian catastrophe history

Bald Range claims are already building, even without a damage count

Bald Range claims are already building, even without a damage count

Additional living expense and civil authority exposure continue to accumulate as evacuation orders remain in place with no return date in sight

IB TALK

Tariffs, resilience, and housing demand are the forces reshaping construction risk

Navacord's Robert Beeston breaks down how these pressures are colliding to change how construction risk gets priced and placed

How trucking risk is evolving in Canada – from cargo theft to driver training to broker liability

NFP's Randy Ramkissoon says one GPS tracker isn't enough anymore – thieves know where to look, and the claims are getting more severe

Canadian businesses know their nat cat exposure – they just don't know what it means

BFL Canada's Hector Plascencia says the gap between identifying a risk and actually understanding its business impact is where most organizations fall short

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