BIG's Neil Culp says most small and mid-sized employers don't think they need EPL coverage – right up until they find out the hard way that they do

From assumption gaps to workforce shortages, Valerie Cusano breaks down why risk management needs to be built into multi-unit construction from day one, not bolted on when problems arise

Navacord's Robert Beeston breaks down how these pressures are colliding to change how construction risk gets priced and placed

NFP's Randy Ramkissoon says one GPS tracker isn't enough anymore – thieves know where to look, and the claims are getting more severe

BFL Canada's Hector Plascencia says the gap between identifying a risk and actually understanding its business impact is where most organizations fall short