FM says the same loss report anyone can read still works as a stress test, even without the underlying predictive model
Branislav Urosevic Aug 26, 2026
CHES's Gary Hirst says a deal on a piece of equipment is often written for 100% of its new value, even though that value starts dropping the moment it's used
HDI Global's Derek Reedie says a low price on a building can quietly set up a coverage gap that only surfaces after a loss
Gary Hirst says most equipment claims trace back to one unresolved question: who was actually responsible for insuring it
Effective construction risk management begins at the planning stage, not project launch
QBE Canada's Kyle Gray says cyber incidents cost construction firms an average of 24 days of downtime, and the fix starts with ending the IT-operations silo
Mitch Insurance's Katie Young says most cottage policies need a rebuild-amount check every couple of years, not the five-to-six-year run that works for a house
Daniel Ball, of NFP Canada, says the construction insurance market has loosened, but underwriters still expect clients to prove they understand their own risk before they'll offer the best terms
Robert Manson of Mitch Insurance says most contractors assume exposures belong to someone else
Navacord's Robert Beeston breaks down how these pressures are colliding to change how construction risk gets priced and placed
NFP's Randy Ramkissoon says one GPS tracker isn't enough anymore – thieves know where to look, and the claims are getting more severe
BFL Canada's Hector Plascencia says the gap between identifying a risk and actually understanding its business impact is where most organizations fall short
