Coverages: Cyber
Comprehensive cover for cybercrime, privacy liability & breach notification, system damage & system business interruption and access to an expert, in-house cyber claims and incident response team. Cyber insurance can help protect your business against a range of cyber threats and exposures, including cybercrime, data breaches and system interruption. Private Enterprise, Large Corporate and Cyber Excess available.
Coverages: Contents | Personal Liability
All-Risk / Replacement Cost coverage for contents while stored in a PAL-approved storage facility only. Designed for temporary storage of goods during transitional times, etc. and/or long-term storage of excess household goods or commercial contents, stock, etc. This policy does not cover any Motorized Vehicles that can be covered under its own separate policy, such as Cars, Motor Homes, Motorcycles, Boats, ATVs, Snowmobiles. PAL is unable to provide coverage for contents stored on a commercial or private property.
Coverages: Contents | Property Damage
Trusted comprehensive coverage for your collectible items at competitive rates. Almost anything that you can collect, PAL can protect. Examples: advertising memorabilia, books, comics, coins, ceramics, dolls, fine arts, jewelry, musical instruments, wine, sports memorabilia, and much more. Most personal property that can be easily replaced is covered by a homeowners insurance policy. But for those collections that may have taken years to assemble, a homeowners’ policy does not go far enough in protecting prized collectibles.
Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability
Our Caterer program is designed for Caterers who have been hired by an event host to serve food and or drinks at their social event. Available for Single Events or Annual Terms. Provides coverage in the event that someone gets sick while eating a caterer's food, injures themselves if they trip over a piece of caterer's equipment, or gets scalded by a hot dish that a caterer prepared.
Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability
PAL’s Cannabis Event Liability, has been designed to clearly protect the Named Insured’s negligence when there is Cannabis consumed on the event premises via an event attendee who consumes their own (legally obtained) Cannabis on the event premises or a third party supplier. Please note that coverage is NOT intended for the event organizer/host to supply Cannabis to their event.
Coverages: Property and Casualty
Since entering the market in 2011 Cansure's insurance products have been a staple in the transportation industry. With a broad appetite, we can offer coverage for motor truck cargo, mechanical Breakdown and Reefer coverage, and Automobile Physical Damage is available as part of the package.