Managing general agent CHES Special Risk, which rolled out its all-risks insurance package for high-value homes in April, is calling on brokers to check out the MGA’s proposition. 

Gary Hirst (pictured), chief executive and president at CHES, pointed to the company’s dedication to protecting homeowners’ most valuable assets, saying: “We recognize that every high-value home has its own unique story and specific risks.

“Our all-encompassing insurance policy is designed not just for protection but for peace of mind. We’ve developed a policy that addresses the unexpected, from structural damage due to earthquakes to personal liability issues.”

Read more: CHES Special Risk rolls out ‘all risks’ cover for high-value homes

With the policy, Canadian homeowners gain access to a comprehensive insurance plan tailored to various high-value home circumstances, whether it’s primary residences, secondary homes, properties under construction, or vacation rentals listed on platforms like Airbnb.

The ‘all-risks’ policy ensures coverage unless something is explicitly excluded.

Examples of possible insureds include a luxury downtown home with high-end finishes and smart home technology, a vacation villa in Muskoka that is equipped with luxury amenities, and special properties such as a historic mansion with irreplaceable features that require specialized coverage.

For more information about the comprehensive high-value home insurance policy offered by CHES, brokers are advised to contact the team at [email protected].

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