The Canadian insurance industry is no longer ruled by baby boomers. Millennials account for nearly 39% of the P&C insurance workforce, surpassing both gen x-ers and boomers, according to a study published by the Insurance Institute of Canada. While many millennials are still in the early stages of their careers, they are quickly becoming the faces of a more modern insurance industry.

Whether they’re driven by an entrepreneurial spirit, the desire to innovate or are simply motivated to help fellow Canadians protect what they hold most dear, the 35 insurance professionals on the following pages, all 35 and younger, are proving age is just a number when it comes to having insurance know-how. A few of this year’s Young Guns are already owners of their own businesses, while others are working to alter the digital insurance marketplace. Many are changing the lives of people within their communities through their charitable works. Read on to learn more about this impressive group that’s poised to take Canada’s insurance industry by storm.