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Wet and Dry Cleaners’ Package
David Oliver Associates
  • Contract required
Max Coverage GBP 2M Min Premium GBP 350/Year

Coverages: Business Interruption | Employers Liability | Financial Loss | Product Liability | Public Liability

DOA’s Dry Cleaners Package offers tailored insurance for dry cleaners, covering property damage, business interruption, goods in trust, liability (public, employers’, products), and money. The policy is designed to protect against sector-specific risks, ensuring comprehensive support for dry cleaning businesses.

Contract Cleaners
Commercial Express Quotes Ltd
  • Contract required
Max Coverage GBP 10M

Coverages: Builders Risk | Business Interruption | Employers Liability | Financial Loss | Legal Expenses | Product Liability | Public Liability

Commercial Express’s Contract Cleaners Policy provides tailored insurance for cleaning businesses, covering public and employers’ liability, treatment risks, damage to property worked upon, loss of keys, and financial loss. The policy is designed to address the unique risks faced by contract cleaners.

General Contractors
Camberford Underwriting
  • Docs available F
  • Contract required

Coverages: Builders Risk | Business Interruption | Directors and Officers Liability | Equipment Breakdown | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

Camberford’s General Contractors insurance offers tailored cover for well-managed contractors of all sizes, including material damage, business interruption, contract works, plant, tools, professional indemnity, D&O, legal expenses, and liability. Flexible underwriting and a broad trade appetite ensure comprehensive protection and peace of mind.

Terrorism
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Min Premium GBP 25/Year

Coverages: Business Interruption | Public Liability

Stand alone terrorism coverage for commercial property or residential and flats, whether multi or single location. We can also cater for individual locations within a portfolio. Our cover focuses on not only the property damage but also the business interruption consequences of terrorist acts.

Restaurants (Mid to High End)
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.

This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.

Contractors Combined
Touchstone Underwriting Ltd
  • Docs available F S P
  • Contract required
Max Coverage GBP 10M

Coverages: Business Interruption | Employers Liability | Financial Loss | Property Damage | Public Liability

Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard (ability to apply an Excess Layer up to £30M).

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools.

Hotels
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Contractors Trade Association
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Max Coverage GBP 10M Min Premium GBP 1K/Year

Coverages: Business Interruption | Employers Liability | Product Liability | Public Liability

This policy is ideal for any contractor who is part of a Trade Body or Association.
• Annual or single project
• Employers Liability up to £10m/ Public Liability £5m as standard
• Includes heat use away
• Includes financial loss
• Additional discounts and low claims rebates for accredited association members
• Excess Layer up to £30m for Employers and Public / Products Liability

Commercial Combined Mid Corp
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required
Max Coverage GBP 40M

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability

Up to £25M Material Damage /Business Interruption any one location (higher limits available on request). Public/Products Liability up to £10M limit (up to £40m with own Excess of Loss product). Genuine ‘All Risks’ cover (with limited exclusions).

Our Mid Corp Commercial Combined product offers flexible, bespoke cover across a wide range of industry sectors including wholesale, retail, manufacturing, metalworking, engineering, printing and technology.

Commercial Combined
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required
Max Coverage GBP 10M

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability

Up to £10M total sums insured per location (no location limits). Up to £10M limit of indemnity for Public/Products liability.

We offer comprehensive cover, providing clients with a range of covers required in a single policy. Backed by A-Rated capacity, we can tailor and enhance the wordings plus include extensions as standard. Covering Manufacturers, wholesalers / distributors, retailers, food industry, engineering, printers, plastics, technology and more.

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