Business interruption insurance protects UK businesses against loss of gross profit or revenue and additional increased costs of working following insured property damage, and in some cases specified non‑damage events. Underwriters, brokers, and risk consultants need to ensure accurate sums insured, realistic indemnity periods, and appropriate consideration of supply‑chain and utility dependencies, while the market continues to refine wordings, aggregation views, and customer communications in light of recent high‑profile disputes and systemic events.
