Catastrophe modelling helps UK and London market insurers quantify exposure to perils such as windstorm, flood, earthquake, and terrorism, underpinning underwriting, pricing, and reinsurance decisions. Exposure management and cat modelling teams curate high‑quality location and coverage data, select and calibrate vendor or internal models, and run scenarios and stress tests, while working with underwriters, actuaries, and capital teams to understand model uncertainty, emerging climate trends, and regulatory requirements around aggregation and risk disclosures.
The $41 trillion headline figure is the wrong number - here is what brokers and underwriters should be using instead
Rising subscription revenue and a new catastrophe intelligence deal come alongside legal cost pressure and a softening property market
Lloyd’s and The Hartford explain where insurance innovation is heading
-20C winters in the UK, icebergs off East Anglia?
Insurers are increasingly combining catastrophe models with proprietary research and underwriting judgement to build their own view of risk
