The solvency ratio is a key metric comparing an insurer’s available own funds to its required capital, providing a snapshot of the company’s capacity to absorb losses and meet obligations. A strong ratio supports policyholder confidence, credit ratings, and regulatory approval for strategic initiatives like dividends or acquisitions. Insurance professionals monitor solvency ratios closely, using capital optimisation, reinsurance, and balance‑sheet management to maintain buffers while still deploying capital efficiently across lines of business and geographies.
The company has reported a 98.0% combined ratio, record free reserves and its best investment return in more than a decade
Company was able to maintain its 211% solvency ratio in Q1, supporting its guidance for upper-range earnings growth
Global reforms are reshaping how insurers use private credit, alternative assets and asset-intensive reinsurance
Transaction tied to wider strategic pivot towards US-focused operations
