Telematics enables UK insurers to capture real‑time or near‑real‑time data on driving behaviour—such as speed, braking, cornering, and time of use—to support more accurate pricing, risk selection, and feedback to policyholders. Motor insurers, MGAs, and brokers are using black‑box, plug‑in, and app‑based solutions for young drivers and fleets, but must manage data privacy, system integration with policy and claims platforms, and customer communication to ensure that telematics‑based propositions are trusted and understood.
A £429m first-half result looks weak against the exceptional H1 2025 comparison, but customer numbers are growing, rates are rising ahead of the market, and Flock signals where Admiral's ambitions are pointing
Rising subscription revenue and a new catastrophe intelligence deal come alongside legal cost pressure and a softening property market
UK power generators face growing emergency exposure as insurers eye connected cover
Telematics uptake and incoming graduated driver licensing may be softening costs for 17-24s, even as overall NI premiums keep climbing
Two-thirds of brokers prioritise claims handling and risk management support over policy wording and digital trading tools
