Telematics enables UK insurers to capture real‑time or near‑real‑time data on driving behaviour—such as speed, braking, cornering, and time of use—to support more accurate pricing, risk selection, and feedback to policyholders. Motor insurers, MGAs, and brokers are using black‑box, plug‑in, and app‑based solutions for young drivers and fleets, but must manage data privacy, system integration with policy and claims platforms, and customer communication to ensure that telematics‑based propositions are trusted and understood.
First quarterly premium rise since 2023 gives investors reason to reassess the sector's earnings trajectory
RBC downgrades Admiral after record year, warning recovery is too slow
Could black box insurance become compulsory for young drivers?
Many experience a market that is opaque and open to fraud
They include a new chair and a new managing director
