Top animal insurance claims revealed

We may love animals, but they can cause some extensive damage to our vehicles

Top animal insurance claims revealed

Insurance News

By Paul Lucas

The UK is very much a nation of animal lovers, so when those unfortunate on-the-road accidents occur we’re often more worried about the animal we’ve struck than the damage it has done to our vehicle.

Still, that damage can be extensive – with new research from Saga highlighting that animals caused more than £600,000 in damage to vehicles driven by over 50s last year - a message for insurance brokers to ramp home the importance of coverage, especially for rural clients. 

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According to its research, deer are the biggest culprits – causing £360,000 worth of damage during the last 12 months.
However, the range of animal-related accidents is certainly far-reaching. Here are some of the more unusual examples. 

Badger beware

The insurer reported on one driver who was left with £2,400 in damage after a badger jumped out of the bushes and collided with his car. 

Deer oh deer

It’s no surprise to hear about expensive claims involving deer – but in one case a head-on collision left a customer’s car out of action with £4,000 in repair costs. 

Catch the pigeon

You might not think that a pigeon could do too much damage to a car, but one driver reported a pigeon flying across a motorway carriageway and colliding with his vehicle – leaving him with £1,000 in damage.

The wrong moo-ve

Here’s a tip: don’t park your car in a field full of cows. One driver did exactly that and when his dog started barking a frightened cow kicked out before running away – causing £1,000 in damage. 

Barking mad

One unfortunate driver was returning home when a dog ran out into the road. Unable to swerve, the policyholder hit the dog, deploying the air bags and leaving the vehicle with £2,500 in damage.

No horsing around

Another driver saw a horse gallop towards his vehicle as he made a trip to the shops. The bumper, wing mirror, headlights and door all suffered damage as a result - £5,000 worth in total.

Related stories:
Doctor who killed elephants for fun jailed for insurance fraud
Five expensive and weirdest pet-related insurance claims

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