The United States failed to place any of its three zones inside the top 10 of the 2026 FM Resilience Index, the annual ranking of 130 countries by commercial property insurer FM. Europe claimed nine of the top 10 spots, with Denmark holding No. 1 for a third straight year, followed by Luxembourg, Singapore, Norway, Switzerland, Germany, Sweden, Ireland, Finland and Belgium.
Zone 3, covering the Midwest and Southwest, came closest at No. 11. Zone 1 (Eastern US) placed No. 12 and Zone 2 (Western US) sat at No. 16. All three zones share a macro score of roughly 85.8 but diverge on the physical side, where seismic and climate risk exposure account for the gap. Zone 3 posted the highest physical score at approximately 98.6, while Zone 2 recorded around 86.9.
Elsewhere in the Americas, Mexico (80) slipped four spots and Brazil (71) fell 14. Venezuela dropped five places to finish last at 130, with decreases across health expenditure, education, inflation and GDP per capita.
Denmark's continued lead was reinforced by higher scores in cybersecurity, climate risk exposure, climate risk quality, fire risk quality and greenhouse gas emissions. The ranking came against the backdrop of tensions with the United States over Greenland, which is not measured as a separate territory in the index.
Over five years, Ghana climbed 18 places to 70, Rwanda rose 14 to 67 and Nigeria gained 12 to 102. Croatia dropped 22 places to 44 and Iran fell 16 to 125. Iran also slipped eight spots this year to 125, with drops in inflation (down five spots to 127) and internet usage (down 14 spots to 87). Ukraine dropped five places to 84 and Russia rose by one to 59.
"What businesses don't see can hurt them, especially as climate and operational risks shift faster than expected," said Leo Kushner, business intelligence director at FM. "The 2026 FM Resilience Index delivers the objective insight leaders need to navigate volatility, understand evolving risk and make more resilient strategic decisions."
FM said locations in the top 50 tend to recover more than 30% faster from property losses on average. For data center operators, FM highlighted Denmark's 20-place rise in cybersecurity and cited Singapore, Switzerland, Germany, Sweden and Finland as suited to power-dense infrastructure. In Asia, Japan (32) and South Korea (34) scored well for digital resilience.
The data center references arrive as the sector draws record capital. UN Trade and Development (UNCTAD) estimated in January 2026 that announced foreign direct investment in data centers topped $270 billion the previous year, representing more than a fifth of global greenfield project values.
The International Energy Agency has projected that global electricity consumption by data centers will double to around 945 TWh by 2030, while an AlixPartners survey of more than 400 industry executives found that 96% of investors and lenders said geopolitical uncertainty significantly affects their investment plans — a finding that lends weight to FM's broader resilience framing.
The index covers 18 drivers using data from the IMF, World Bank and FM's own property loss analysis.
