The state with the highest auto insurance rates in the US is…

The state with the highest auto insurance rates in the US is… | Insurance Business

The state with the highest auto insurance rates in the US is…

Auto insurance rates across the US continue to rise, and one state continues to pay the steepest premiums, a new report from The Zebra has found.

The insurance comparison site carried out a survey of 73 million rates in 2019, and found that the state of Michigan – already infamous in past years for its high rates – had average annual auto insurance rates of $3,096. This represented a 7.3% increase from 2018’s average, and a 39.5% increase over 2011.

Read more: Bill could bar Michigan auto insurers from using non-driving factors

By comparison, the national average annual auto insurance rate in the US is $1,548. Michigan’s rates are so high, that they are three times higher than the average in Maine or North Carolina – the two states with the lowest rates in America.

Within Michigan, Detroit pays the highest average annual auto insurance rates of any city in the state – at a staggering $6,280.

Read more: Michigan's landmark auto insurance reform bill is signed into law

Last year, Michigan Governor Gretchen Whitmer signed into law a new system that is hoped to lower the state’s astronomically high insurance rates. That bill, which is expected to come into effect sometime this July, will prohibit the use of non-driving factors in setting insurance rates and limit the amount of reimbursements for health providers, among other major changes.