The top 10 most expensive cars to insure

Insurance Business America walks through 2014's most expensive auto insurance bills.

Insurance News


The sportier the driver, the sportier the car. The sportier the car, the more expensive the car insurance.

That is what’s most expensive 2014 cars to insure survey shows. Nissan, Mercedes-Benz and BMW are just some of the car companies to create 2014 car models that rival those on the racetrack.
1 Nissan GT-R Track Edition  $  3,169
2 BMW M6  $  3,065
3 Mercedes-Benz  CL550 4Matic AWD  $  3,019
4 Mercedes-Benz SLS AMG GT  $  2,986
5 Porsche Panamera Turbo S  $  2,970
6 Audi R8 5.2 Spyder Quattro  $  2,917
7 Mercedes-Benz  G63 AMG  $  2,887
8 Audi A8 L 6.3 Quattro  $  2,869
9 Jaguar XKR Supercharged  $  2,854
10 Jaguar XK  $  2,610



#5 Porsche Panamera Turbo S
The insurance cost for this car is 47.3 percent more expensive than the May 2014 national insurance average of $1,564 recorded by Based on the engine of the Panamera Turbo, the Panamera Turbo S can go from zero to 60 mph in 3.6 seconds. The maximum speed is 192 mph. This car reaches an additional 50 horsepower than its parent, the Panamera Turbo. According to Insurance Institute for Highway Safety, between 2009 and 2011 the Panamera Turbo had a claim frequency of seven times the average for all vehicles.

#4 Mercedes-Benz SLS AMG GT
This model’s insurance rises 47.6 percent above the national average for car insurance. The engine is built for a race and, as such, built to go fast. The special alloy pistons, one-piece bedplate and neck-level heating system make parts for this model expensive to replace.   

#3 Mercedes-Benz CL550 4Matic AWD
Described as a “Luxury Sports Coupe”, the CL550 has a 7-speed automatic transmission and a V8 engine that accelerates from zero to 60 mph in 4.8 seconds. Insuring the CL550 Mercedes-Benz totals in at 48.2 percent more than what the average population pays.  

#2 BMW M6
This third generation M6 model has the most powerful engine ever supplied in a BMW. The M6 has special features like night vision and a Carbon Fiber Composite roof that greatly increase the expenses involved in a repair. This model costs 49 percent higher than the average for car insurance premiums.

#1 Nissan GT-R Track Edition
Described as Nissan’s “legendary supercar”, the GT-R Track Edition ranks as the most expensive to cover. Insuring this car costs 50.6 percent more than the national average. This is a car that was partly made to go on a race track. As such, Nissan used refined, high-end products in its design. Senior Brand Communications Manager Dan Passe says 2013 calendar year sales in the U.S. were 1,236 for the GT-R Track Edition. Through May 2014, they have sold 481 of them. According to Insurance Institute for Highway Safety, the GT-R had a claim frequency of 6.1 times above the average from 2009 to 2011. based these prices off of a single, 40-year-old male with a clean record and good credit. Jeanne Salvatore, the Senior Vice President and Chief Communications Officer at Insurance Information Institute, says many factors go into car insurance, but you can still encourage clients to know the base price before buying a car.

“If [they’re] thinking about buying a car and cost of insurance is a factor, then [they] should call [their] insurance agent before buying,” Salvatore said. 

Keep up with the latest news and events

Join our mailing list, it’s free!