Traffic violations raise premiums by as much as 40%: report

Racing and DUI are the costliest offenses

Insurance News

By Allie Sanchez

You’re no Michael Schumacher but you’re itching to race on the streets of North Carolina. Or you and your posse are coming home from a wild party in California, and you are drunk behind the wheel. And the police are hot on your tracks. No, it’s not just a ticket, court time, or even community service you’ll get for these violations.

Such offenses could jack up your auto insurance by nearly $3,000, according to The Zebra’s most current State of Auto Insurance report. The Zebra operates a location based quote comparison website.

The report also said that the costliest violations in the various states will raise a motorist’s insurance rate by an average of 40%.

The Zebra mined insurance pricing data from its software to determine the most expensive offenses in each state using a base driver profile of a 30 year old single male at the helm of a 2012 Honda Accord EX.

Driving under the influence, reckless driving, and racing are the costliest offenses in most states. Rate increases range from around $500 to almost $3,000. 
 

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