Traffic violations raise premiums by as much as 40%: report

Racing and DUI are the costliest offenses

Traffic violations raise premiums by as much as 40%: report

Insurance News

By Allie Sanchez

You’re no Michael Schumacher but you’re itching to race on the streets of North Carolina. Or you and your posse are coming home from a wild party in California, and you are drunk behind the wheel. And the police are hot on your tracks. No, it’s not just a ticket, court time, or even community service you’ll get for these violations.

Such offenses could jack up your auto insurance by nearly $3,000, according to The Zebra’s most current State of Auto Insurance report. The Zebra operates a location based quote comparison website.

The report also said that the costliest violations in the various states will raise a motorist’s insurance rate by an average of 40%.

The Zebra mined insurance pricing data from its software to determine the most expensive offenses in each state using a base driver profile of a 30 year old single male at the helm of a 2012 Honda Accord EX.

Driving under the influence, reckless driving, and racing are the costliest offenses in most states. Rate increases range from around $500 to almost $3,000. 

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