Allstate Corp. closed December with 7,697 homeowners’ policies in force, up 2.5% from a year earlier, according to a company update that also reported $80 million in estimated catastrophe losses for the month.
Allstate said December catastrophe losses were $80 million, or $64 million after tax. Total catastrophe losses for the fourth quarter were $209 million, or $165 million after tax.
Allstate reported 7,697 homeowners’ policies in force on December 31, 2025, compared with 7,673 on November 30, 2025, and 7,511 on December 31, 2024. The line rose 0.3% from November 30, 2025, and increased 2.5% from December 31, 2024.
Auto policies in force totaled 25,504 on December 31, 2025, compared with 25,455 on November 30, 2025, and 24,938 on December 31, 2024. That represented a 0.2% month-over-month increase and a 2.3% increase from a year earlier.
Other personal lines policies in force were 4,898 on December 31, 2025, compared with 4,904 on November 30, 2025, and 4,870 on December 31, 2024. The line showed a 0.1% change from the prior month and a 0.6% increase year over year.
Across Allstate Protection lines, policies in force totaled 38,275 on December 31, 2025, compared with 38,207 a month earlier and 37,530 on December 31, 2024. The total increased 0.2% from November 30, 2025, and rose 2.0% from a year earlier.
Commercial lines policies in force totaled 176 on December 31, 2025, compared with 175 on November 30, 2025, and 213 on December 31, 2024. The segment rose 0.6% from the prior month and declined 17.4% from a year earlier.
Allstate’s loss update comes after multiple 2025 assessments pointing to continued elevated catastrophe costs across the sector. Christian Aid, citing loss estimates compiled largely from Aon data, reported global economic losses of $120 billion from the year’s costliest climate disasters. Munich Re reported roughly $224 billion in global natural-disaster damage in 2025, with $108 billion insured. In its Allianz Risk Barometer 2026 analysis, Allianz cited Swiss Re estimates putting 2025 insured natural-catastrophe losses at $107 billion, the sixth consecutive year above $100 billion.
Allstate said policy counts are based on items rather than customers. A multi-car customer can generate multiple item policy counts even if all cars are insured under one policy. Lender-placed policies are excluded because relationships are with lenders.
