Amwins Program Underwriters launches new HNOA program

Specialized program designed for home healthcare workers

Amwins Program Underwriters launches new HNOA program


By Terry Gangcuangco

Amwins Underwriting’s Amwins Program Underwriters (APU) has launched a new home healthcare HNOA (hired and non-owned auto) program, aimed at providing hired and non-owned auto liability coverage specifically for the home healthcare sector.

Addressing the unique challenges that home healthcare providers encounter as they deliver essential services, the new program comes amid a rise in the demand for home healthcare, particularly from elderly individuals who prefer the comfort of their own homes over traditional care settings. Additionally, advancements in medical treatments have made at-home recuperation more feasible.

Julie Reisinger, program manager at APU, emphasized the importance of specialized knowledge in navigating the evolving healthcare landscape and the growing risks involved.

She said: “As the healthcare marketplace continues to evolve, and potential for expanding risks grow, it’s important to work with specialists who know and understand the business. Our commitment lies in being solutions-driven partners, dedicated to crafting tailored coverage for your insureds, ensuring long-term protection.

“At Amwins, our healthcare specialists are deeply entrenched in the market, fostering strong relationships with top-rated carriers, empowering us to offer your clients the precise coverage they require.”

The program will cater to a wide range of home healthcare professionals, including visiting nurses, doctors, nurse practitioners, mental health counsellors, therapists (physical, occupational, or massage), those involved in blood delivery and in-home medical services, phlebotomists, dialysis technicians, non-medical home assistants, and hospice care workers. Those providing transportation are not eligible.

Available in all states except Louisiana, the coverage offers standalone hired and non-owned auto liability with maximum limits at $5 million.

Specializing in affinity and program management, APU administers more than 35 programs, generating insurance premiums in excess of $550 million. The managing general agency has been operating for over three decades.

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