Coverages: Prize Indemnity

Gives you the ability to offer special contests and promotions while transferring the risk to an experienced and financially bound insurer. Running a contest can provide lucrative marketing opportunity for a business. Examples: Weather Promotion, Crack the Code, Envelope / Number Draws, Curling Contests, Basketball / Football Contests, and many more!

Coverages: Management Liability

Cover for a range of risks faced at board-level, including primary and excess directors and officers (D&O) cover.
Side a DIC (Difference in Conditions): Excess coverage for directors and officers of private and publicly-traded organizations.
Not for Profit: Blended policy combining D&O, professional indemnity, products and employers’ liability, property cover, business interruption and reputation protection.

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

THIS POLICY IS FOR LIQUOR COVERAGE ONLY. Provides protection for lawsuits brought against individuals, organizations or companies who host single/multi-day functions. Designed for event hosts who are seeking to cover their liquor exposure only, or for organizations who are already covered by a CGL policy which excludes any liability arising from the sale, service, or consumption of alcohol.

Coverages: Kidnap and Ransom

Cover for traditional and emerging K&R risks, like cyber extortion, as well as marine piracy policies. Backed by a global 24/7 crisis & emergency response team.

Coverages: Commercial General Liability

- CGL including Host Liquor Liability
- Liquor Sales up to 100%
- Cyber Coverage Available
- Able to Write Small to Large Accounts
- Able to Accommodate Majority of Hospitality Accounts
- Forcible Ejection Coverage Available (Some Restrictions Apply)
- Strong Capacity Backed by Lloyd’s
- Available in every province except Ontario and Quebec

Coverages: Prize Indemnity

Up to 10 participants can have a chance to Putt for a Hole in One. Great promotional opportunity, for Companies, Golf Courses, Sponsors, etc. Premiums as low as $75.00. Automatic quote, bind and issue for submissions up to $50,000. Higher limits available for over $50,000 will be reviewed once submitted. Rating available from 1 - 10 participants. Rating available for a minimum 60 ft.

Coverages: Commercial General Liability | General Liability | Hard to Place | Product Liability | Public Liability

Commercial General Liability is designed to protect your business against bodily injury/property damage that was caused by the business' operations and/or products for which they are found legally liable.

Coverages: Commercial General Liability | Public Liability

Provides annual coverage for event planners. Designed for small to medium sized businesses that typically plan 1 to 100 events per year with a gross revenue between $10,000 and $500,000.  Typical events planned could include weddings, conferences, small concerts, corporate launches, exhibitions and more. Commercial General Liability with limits from $1,000,000 to $5,000,000 with a deductible of $1,000. Coverage is offered for event planning operation only.

Coverages: Cyber

Comprehensive cover for cybercrime, privacy liability & breach notification, system damage & system business interruption and access to an expert, in-house cyber claims and incident response team. Cyber insurance can help protect your business against a range of cyber threats and exposures, including cybercrime, data breaches and system interruption. Private Enterprise, Large Corporate and Cyber Excess available.

Coverages: Business Interruption | War and Terrorism