Hospitality
Commercial Insurance
Hospitality Industry Insurance
CA$ 100 /year
Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Saskatchewan, Yukon
No
- Commercial General Liability
- Small to Large Businesses
- Hospitality Businesses
Product Overview
Hospitality by PAL Insurance Brokers Canada is designed for businesses in the hospitality sector that need broad and flexible protection. This product offers commercial general liability coverage, including host liquor liability, which is key for businesses that serve alcohol.
The policy can cover businesses with liquor sales up to 100%, making it a good fit for bars, restaurants, and similar venues. Optional cyber coverage is available for those who want extra protection against digital risks.
Hospitality by PAL Insurance Brokers Canada can accommodate both small and large accounts, so it works for a wide range of business sizes. The product is backed by Lloyd’s, which means strong financial support and reliability.
There is no deductible, so claims are paid without out-of-pocket costs for the insured. Forcible ejection coverage is also available, though some restrictions may apply.
About Hospitality by PAL Insurance Brokers Canada
This insurance is available in most Canadian provinces and territories, except Ontario and Quebec. Brokers do not need a contract to offer this PAL Insurance product, making it easy to access.
The product is built to serve the needs of hospitality businesses and is supported by a provider with a strong reputation. For more details or to get a quote, brokers can contact the company via the ‘Contact Underwriter for Quote’ option or check the product references on the page.
Hospitality by PAL Insurance Brokers Canada FAQs
What types of businesses are eligible for this coverage?
Hospitality by PAL Insurance Brokers Canada is designed for hospitality businesses of all sizes. Eligible businesses include bars, restaurants, hotels, and similar venues that need broad liability protection.
Which provinces and territories offer Hospitality by PAL Insurance Brokers Canada coverage?
This Hospitality product is available in most Canadian provinces namely Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Saskatchewan, and Yukon. Coverage is not available in Ontario or Quebec.
Is a broker contract required to offer this product?
No contract is required for brokers to offer this product. Brokers can access Hospitality by PAL Insurance Brokers Canada without extra paperwork or agreements, making it easy to present to clients.
Does this product have a deductible?
There is no deductible for Hospitality by PAL Insurance Brokers Canada. Claims are paid directly, so insured businesses do not pay out-of-pocket costs before receiving coverage.
Who backs the coverage for this product?
Coverage for this product is backed by Lloyd’s, which is known for strong financial stability and reliability. This backing provides confidence for both brokers and clients.
What is the main line of business for Hospitality by PAL Insurance Brokers Canada?
This PAL Insurance product is part of the commercial insurance line of business. To learn more about commercial insurance, visit the Commercial Insurance category page.
Does this product provide coverage for liquor sales up to 100%?
Yes, Hospitality by PAL Insurance Brokers Canada can cover businesses where up to 100% of sales come from liquor. This makes it suitable for bars and venues focused on alcohol service.
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!