Since the announcement of the Aon-Willis Towers Watson merger, the implications for the insurance industry have been widely deliberated. From its potential impact on competition in the broking industry to the cyber exposures faced by combining firms, this ‘mega-merger’ has garnered a lot of attention and discussion within the sector. A key area still ripe for evaluation, according to Lisa Smith (pictured) who heads up the US insurance practice of the global consultancy, Capco, is whether it could represent a boon for innovation in the insurance industry.
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