Office address: 400 NE 50th Street, Oklahoma City, OK 73105
Website: oid.ok.gov
Year established: 1907
Employees: 120+
Key people: Glen Mulready (commissioner); Brian Downs (chief of staff); Ashley Scott, Erin Wainner, and Mike Rhoads (deputy commissioners); Andy Schallhorn (chief actuary); Liz Heigle (chief of communications); Kim Hunter (general counsel)
Operating budget: $20 million
Formally known as Oklahoma Insurance Department (OID), the Oklahoma Department of Insurance regulates insurance markets and protects policyholders across the state. It recovered $12.5 million for consumers and oversaw more than 249,000 licensed professionals in 2024.
Oklahoma’s first insurance law passed in 1899, laying the groundwork for state-level oversight of the growing insurance market.
In 1907, the state constitution created the elected role of insurance commissioner, with TJ McComb serving as the first. By 1917, insurers paid out a record $4.5 million in fire claims as the industry expanded.
Here are additional defining moments in the Oklahoma Department of Insurance’s history:
By the mid-1980s, the agency was fielding more than 80,000 consumer complaints each year. In the years that followed, it built new programs to reach underserved communities and modernize its response.
Today, OID remains focused on public service, regulatory fairness, and protecting every Oklahoma policyholder.
The OID was created in 1907 to enforce insurance law and promote public trust in the market.
The office of the insurance commissioner is a constitutional role elected every four years by Oklahoma voters. It is responsible for setting fair standards and helping the public navigate insurance-related issues.
The Oklahoma Department of Insurance’s divisions carry out the agency’s mandate statewide.
Commissioner Glen Mulready leads a team of more than 120 employees who work from offices in Oklahoma City and Tulsa. Each division is built to regulate activity, enforce law, or support policyholders.
This framework allows the Oklahoma Department of Insurance to keep the industry accountable while delivering service to consumers.
The Oklahoma Department of Insurance protects Oklahomans by:
It also contributes funding to public safety pensions and the state’s General Revenue Fund.
These are some of the department’s primary duties:
By carrying out these responsibilities, OID helps maintain trust, financial protection, and balance in the state’s insurance system. Its work reflects core values like fairness, honesty, and strong public service.
The Oklahoma Department of Insurance continues to modernize how it protects property owners and regulates evolving insurance risks.
In 2024, it issued new guidance under the OKReady Home Insurance Program, which encourages storm-resistant upgrades. The program rewards eligible homeowners with better rates and improves statewide disaster resilience.
The department has also acted on broader regulatory needs across multiple sectors:
The Oklahoma Department of Insurance also released AI guidelines for insurance to steer fair, transparent automation in underwriting and claims.
These standards promote accountability while embracing innovation. Each initiative reflects OID’s shift toward smarter oversight and long-term policyholder protection.
The Oklahoma Department of Insurance actively supports consumers through complaint resolution, fraud prevention, and financial literacy education. In 2024, it has:
To promote insurance literacy, OID released a free Insurance & Financial Resource Guide in early 2025. This guide helps residents understand budgeting, saving, and the role of insurance in financial planning.
A pilot application process will begin in March
Man charged with 15 counts stretching from 2013-2015
As earthquake frequencies rise in Oklahoma, so does the state’s overall risk—creating a tense earthquake insurance market where insurers and regulators are struggling to find out what works
Darren Ellingson was recently named acting director of the Arizona Department of Insurance. But what does he hope to accomplish in the role?