Inszone Insurance Services has acquired Raisley Insurance, a Butler, Pennsylvania commercial lines agency with specialist expertise in trucking, transportation, and cell phone tower contractors. Financial terms were not disclosed.
The deal is Inszone’s second Pennsylvania acquisition within four months, following its July 2026 purchase of Progress Brokerage Group, a Springfield agency serving bars, restaurants, and hospitality businesses. CEO Chris Walters has described Pennsylvania and the broader East Coast as priority expansion markets for the Sacramento-based firm, which now operates across 25 states.
Raisley’s value to Inszone is not primarily geographic. The agency has built its book around commercial trucking and transportation, which is the most persistently difficult line in the US property and casualty market. Commercial auto premiums rose an average 4.5% in the second quarter of 2026, according to the Council of Insurance Agents and Brokers, second only to umbrella, and AM Best has recorded 14 consecutive years of commercial auto underwriting losses through 2024.
In a market where carriers are increasingly selective about which trucking risks they will write and at what terms, agencies that understand how to position those risks have become scarce.
Michael Raisley, the agency’s founder, said he had been building through acquisitions since 2015 and had reached the limits of what he could sustain independently. “Inszone can keep me growing at the rate I have been, with their technology, back-office support, and national reach,” he said.
The Raisley deal arrives against a backdrop of broader deceleration in agency M&A. North American insurance agency acquisitions fell 15% year-over-year to 292 in the first half of 2026, the lowest first-half total since 2016, according to OPTIS Partners.
According to the same OPTIS Partners data, Inszone completed 33 acquisitions in that period, second only to BroadStreet Partners' 37. The Sacramento-based firm, which has ranked among the top three most active US broker buyers for the past two years, is backed by private equity firms BHMS Investments and Lightyear Capital.
Raisley Insurance clients will gain access to expanded carrier markets and operational resources following the integration.
