RWA will be led byb Amit Dogra, who was appointed as managing director and executive vice president. Dogra brings more than 25 years of experience working with registered investment advisors, broker-dealers, family offices and plan sponsors across business development, operations, investment management and practice management.
RWA builds on the established foundation of Alliant Retirement Consulting. The new platform extends that institutional reach into wealth, asset and cash management capabilities, supported by AI and other technology resources.
"The financial services industry has long treated retirement and wealth management separately, but we're going to change that," said Dogra. "Clients want a more connected approach to managing their financial journey. By aligning the retirement and wealth businesses, consultants within Alliant Retirement Consulting and advisors affiliated with RWA will be better positioned to support individuals and institutions through every stage of need."
The launch comes at a pivotal moment for the US retirement market. Total US retirement assets reached $49.1 trillion as of Dec. 31, 2025, up 11.2% for the year, with 401(k) plan assets standing at $10.1 trillion. That scale creates a substantial opportunity for advisors able to bridge institutional plan management and individual wealth services.
The demographic backdrop makes the timing significant. The number of people turning 65 is projected to peak in 2026 and 2027, meaning the defined contribution system is entering a decumulation phase as baby boomer withdrawals begin to outpace younger savers' contributions. That shift represents a meaningful but time-sensitive opportunity for plan participants leaving the workforce.
This convergence is particularly powerful for business owners, where managing a company retirement plan frequently evolves into advising on personal wealth, succession planning and eventual business transitions, according to BlackRock's retirement trends analysis published in February 2026.
The RWA launch is a clear signal that the largest US brokers are competing not just on risk placement, but on the depth of financial services they can offer across the client lifecycle.
The prize is significant. As baby boomers retire in growing numbers, the assets flowing out of employer-sponsored plans and into individual accounts represent one of the largest wealth transfer events in US financial history. Brokers that can follow those assets, and offer credible wealth advisory services alongside their existing retirement plan consulting, are well placed to deepen client relationships at precisely the moment those clients face their most consequential financial decisions.
RWA's partnership model, which gives affiliated advisors access to Alliant's distribution network and technology platform, is designed to attract entrepreneurially minded advisors looking for the infrastructure of a large firm without sacrificing autonomy — a model that has proven effective in the insurance broking world and that Alliant is now transplanting into wealth management.
