San Francisco woman sues insurers for wrongfully terminating disability benefits

Customer claims a breach of contract, saying that the insurers failed to investigate her claim before denying payment

San Francisco woman sues insurers for wrongfully terminating disability benefits

Insurance News

By Lyle Adriano

A woman claims that her insurer wrongfully turned down her claim for disability benefits.

Michelle Kelman filed a complaint in San Francisco County Superior Court, naming Berkshire Life Insurance, Guarding Life Insurance, and Does 1-10 as defendants, alleging a breach of contract.

According to Kelman’s complaint, she was disabled in October 2016. She then filed a claim for disability benefits with the defendants, only to be informed in September 2017 that her claim had been denied. The plaintiff argued that the defendants wrongfully failed to conduct a proper investigation and review of her claim before refusing it.

Northern California Record reported that Kelman is seeking judgement against the defendants for benefits, declaratory and injunctive relief, interest, restitution, attorney’s fees, costs and expenses, as well as other relief as determined by the court.

 

 

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