Totalis Program Underwriters has launched Spotlight Entertainment Insurance, a managing general agent (MGA) that provides coverage for businesses supporting production companies in the entertainment industry, according to a report from AM Best.
Spotlight was developed from an existing entertainment insurance program and reflects more than 20 years of experience in product development, underwriting, and operational processes. The MGA offers a range of coverages including property, general liability, inland marine, business auto, and umbrella liability.
Totalis said the combined offerings are designed to align insurance protections with the specific needs of individual production projects, ensuring that policies address the unique risks involved in staged events and productions.
Production companies in the U.S. entertainment industry face a variety of risks throughout the production lifecycle, from pre-production through filming and distribution.
To manage these risks, they require specialized insurance policies tailored to the demands of their projects. Common types of coverage include general liability insurance, which protects against third-party bodily injury and property damage claims; property insurance, which covers physical assets like equipment and sets; inland marine insurance for equipment in transit; workers’ compensation for on-set injuries; errors and omissions insurance to cover legal claims such as copyright infringement; and business auto insurance for vehicles used in production.
These coverages are often bundled into production insurance packages designed specifically for entertainment projects. Insurance requirements may also be mandated by studios, financiers, unions, or location authorities, with many production companies purchasing coverage through MGAs or specialty brokers that focus on entertainment risks. Policies are typically customized to address factors such as shoot locations, stunts, cast size, and production budget.
Totalis’ launch of its new segment comes amid increased activity in the entertainment-focused MGA sector, the report said.
In a separate transaction, Doxa Insurance Holdings acquired R.V. Nuccio & Associates (RVNA), an MGA that specializes in event-related coverage across entertainment, sports, leisure, recreation, and nonprofit sectors. The acquisition, completed on February 29, 2024, represents Doxa’s entry into a new market segment. Terms of the deal were not disclosed. Founded in 1990, RVNA offers programs covering events such as weddings, film productions, and nonprofit fundraisers.
