The Hartford is suing a Dallas company for $311,479 in workers' compensation premiums it says a policy audit showed were still owed.
In a complaint filed July 21, 2026 in the US District Court for the Northern District of Texas, four Hartford insurers - Hartford Fire Insurance Company, Sentinel Insurance Company Ltd., Twin City Fire Insurance Company and Hartford Insurance Company of the Midwest - brought claims against Unifeye Vision Partners Holdings LLC, a company based in Dallas.
The case centers on a standard feature of workers' compensation coverage: the premium audit. According to the filing, The Hartford issued Unifeye a policy (No. 61-WB-AR9PJV) covering two consecutive terms, from April 30, 2022 through April 30, 2024. The premiums, the complaint says, were "based upon Defendant's estimated payroll, number of employees, and applicable employee classification codes."
That reflects how workers' comp typically works. The carrier prices the policy on projected payroll at the outset, then adjusts it against the actual figures once the period ends. The complaint states the premiums "initially were estimated" and were "expressly subject to adjustment after an audit" of Unifeye's books.
The Hartford says it processed those audits on June 17, 2024 and May 26, 2025, and alleges they showed Unifeye owed an additional $311,479. The carrier says it sent a final bill on or about January 9, 2026, "no part of which has been paid to date," according to the filing.
The complaint brings three claims - breach of contract, suit on account, and unjust enrichment - and seeks attorneys' fees, interest and costs. On the account claim, the filing alleges Unifeye "received and retained the Final Insurance Bill" without disputing the charges.
For carriers, the case turns on documentation. The complaint rests on the audit records, the final bill, and the allegation that the policyholder neither disputed nor paid it - the paper trail that supports an additional-premium claim.
None of the allegations have been tested, and no court has ruled on the claims.
