Employers are increasingly turning to high-deductible health plans (HDHPs) to control employee benefit costs and pair them with health savings accounts (HSAs) to address the newly created coverage gaps. However, while HSAs are put in place to help fund out-of-pocket costs, they do not always solve the problem.
But, there is a solution that both provides the benefits employees need and controls costs for the employer. With this innovative healthcare solution, employers are able to back-fill insurance deductibles while still controlling costs.
Don’t wait for the HDHP/HSA issues to erupt. Download this infographic with facts and solutions, so you can create a game plan that can help you give your clients a useful answer and address their concerns about:
- How combining HPDPs and HSAs can create false sense of security
- How employer contributions to HSAs have decreased
- Why most employees don’t contribute the full amount to their HSAs
- The strategy and benefits of back-filling insurance deductibles