Coverages: Commercial General Liability | Contents | Crime | Cyber | Property Damage

ABEX’s solution-based underwriting approach allows us the flexibility to write all types of rental properties, from converted single or multiple family dwellings to mid-size rentals with building value under $10 million per location. While many companies write rentals, coverage is often limited to named perils. We understand that not all rentals are the same, so we are able to provide superior coverage for superior risks.

Coverages: Professional Liability

ABEX's Professional Liability insurance protects professionals against claims of negligence, errors, or failure to deliver services. It is ideal for consultants, advisors, and licensed professionals.

Coverages: Commercial General Liability | Cyber | Property Damage | Umbrella / Excess | War and Terrorism

ABEX offers a variety of commercial package policies, designed to provide both liability and property coverage, so that your clients can keep running their business successfully. Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit a domestic market.

Coverages: Infectious Disease Liability

IDL covers bodily injury to third parties arising from the Insured’s negligence causing or exacerbating an infection disease outbreak. The rise in outbreaks caused by zoonotic diseases (those with the potential to ‘jump’ to humans), as well as the explosion in global travel, have significantly increased the likelihood of a pandemic. This is exemplified by Covid-19, Ebola and Sars-Cov-1, occurring in the last two decades.

Coverages: Commercial General Liability | Contents | Crime | Liquor Liability | Property Damage

ABEX’s hospitality insurance is essential for hospitality operators looking for complete coverage. It is tailored to Family Restaurants (licensed and unlicensed) with liquor receipts at 35% of total revenues higher liquor receipts considered on prior submit basis, Fine Dining Restaurants with liquor receipts at 55% of total revenues, cafes, coffee shops, mobile vendors and take out restaurants.

Coverages: Contents | Home | Personal Liability

ABEX offers personalized homeowners’ coverage for various needs, including unique situations with optional extensions for added protection.

Coverages: Umbrella / Excess

Our solution-based underwriting approach offers the flexibility to accept risks that don’t fit the domestic appetite. Our target classes include but are not limited to Canadian domiciled and incorporated business with worldwide sales exposure and revenues under $25 million. We offer Umbrella / Excess capacity up to $10 million and have ability to schedule underlying GL and Auto where applicable.

Coverages: Equipment Breakdown

ABEX's equipment breakdown protects businesses from the costs of repairing or replacing essential equipment due to mechanical failure. Includes HVAC systems, production equipment, boilers, and more. It is a perfect complement to standard property insurance.

Coverages: Cyber

ABEX's cyber insurance safeguards businesses from digital threats like hacking, data breaches, and ransomware. It covers recovery costs, notification expenses, legal fees, and more.

Coverages: Commercial General Liability | Contents | Crime | Cyber | Property Damage

ABEX provides broad form replacement cost coverage and sewer back-up to policy limits. Coverage is available for residential rentals / student rentals / vacant / freehold condos / short-term rentals / seasonal rentals as well as owner occupied condos.