Coverages: Commercial General Liability

In a market where traditional insurance often falls short, our CGL & Excess Liability solutions provide tailored coverage for unique risks. Our enhanced appetite and risk profile centers around Canadian incorporated and domiciled risks with worldwide sales exposure (no US locations and no US manual work). We focus on businesses with revenues under $25 million, including up to 50% US sales, depending on class of business.

Coverages: Builders Risk

ABEX has developed a deep understanding of the construction industry, along with expertise in the unique challenges of placing Builder’s Risk coverage. We can help with new building projects, renovation projects including tenant fit-outs, and annual blanket coverage. We have ability to subscribe and access open market for larger projects. As long as construction is ongoing, we are here till end of project!

Coverages: Builders Risk

ABEX offers insurance for properties under renovation, protecting both existing structures and new work. We can help with residential (single family or multi-res) building renovations/additions, commercial building renovations/additions and tenant fit-out projects. We have ability to subscribe or access open market for larger projects. If construction is progressing, we are here till end of project.

Coverages: Commercial General Liability | Contents | Crime | Cyber | Property Damage

Tailored coverage for commercial and residential property owners. Protects against property damage, liability, and rental income loss. Ideal for landlords managing single or multiple properties. Whether it is an older building, a wood frame unprotected property, a high risk tenant, or you are in need of capacity, ABEX has a solution.

Coverages: Builders Risk

ABEX covers multiple (4 or more) similar construction projects under a single policy. We provide an adjustable policy to cover all builds annually under a single policy in CAT limit for entire year instead of insuring each construction project separately. CAT limit is derived from maximum value of projects exposed at any given time. Our policy offers consistent protection, easy administration, and cost-effective premiums.

Coverages: Property Damage | Premises Liability

Personal property program offering coverage for residential homeowners, rentals, secondary homes, seasonal properties, and vacant dwellings across Ontario.

Coverages: Commercial General Liability | Inland Marine

Standalone Motor Truck Cargo and Commercial General Liability coverages for Canadian common carriers.

Coverages: Coverages: Auto Physical Damage | Commercial General Liability | Inland Marine

A comprehensive package including Auto Physical Damage, Motor Truck Cargo, and Commercial General Liability, designed for Canadian-based common carriers with U.S. exposure.

Coverages: Commercial General Liability | General Liability | Event Cancellation | Liquor Liability | Public Liability

PAL's Weddinguard program provides the Liquor Liability coverage that many wedding venues require couples to obtain for their wedding, plus many more financial protections that will give peace of mind in those critical days leading up to the wedding day. Coverages include insurance for cakes, flowers, bridal attire, and much more. Can be applied for up to one year in advance of the wedding.

Coverages: Contents | Property Damage

Protect your engagement ring or wedding ring(s) with PAL Wedding Rings. Feel rest assured that your precious items are protected. This coverage offers annual terms for your engagement ring or wedding band(s) protecting you against the following: Physical loss or damage to engagement ring or wedding band(s). All risk policy subject to the policy wordings. Worldwide Coverage.
Note: Appraisals on Jewellery are REQUIRED prior to providing a quote.